How to Get an Address, Japanese Bank Account, and Local Phone Number to Break the Cycle

Introduction

For foreigners looking to move to Japan and start living in Japan, securing housing presents a unique challenge. This comprehensive guide explores the documentation triangle - the interdependent requirements of having a registered address, local bank account, and Japanese phone number for rental applications. Whether you're coming on a working holiday visa or for long-term residence, we'll help you navigate the rental property screening process effectively.

The Hilarious Cycle of Getting a Phone, Bank Account, and Address... Without Any of Them!

When applying for an apartment in Japan as a foreigner, you'll encounter these interconnected requirements:

• Property managers and landlords typically require a local phone number and Japanese bank account
• Financial institutions often require a permanent address and mobile phone contract
• Phone carriers frequently need both a bank account and registered address

This cycle might seem impossible to break, but there are proven solutions for foreigners seeking to rent an apartment in Japan.

Securing a Registered Address

The first step is obtaining a short-term address for your initial registration. Here are your options:

Temporary Accommodation Solutions

• Foreigner-friendly share houses that accept address registration
• Hotels and hostels that permit mail reception
• Real estate Japan agencies offering short-term rentals
• Living with friends
• School or company address (with proper permission)
• Stay with a Japanese family in Homestay program

Obtaining a Japanese Phone Number

After securing a registered address, here's how to get a local phone number:

Immediate Solutions

• Prepaid sim with Japanese number from electronic store such as Bic Camera or Amazon
• MVNO providers with flexible contract signing requirements
• Mobal services for foreigners
• Sakura mobile gives flexible services with English support.

Traditional Mobile Phone Contracts (Docomo, Softbank)

• Required documents:
  • Residence card
  • Valid visa
  • Proof of registered address
  • Address

Opening a Japanese Bank Account

The banking phase offers several options for foreigners:

Japan Post Bank

• Foreigner-friendly application process
• Basic documentation requirements
• Nationwide accessibility

Online Bank Accounts

• Sony
• Rakuten

Major Banking Options (MUFG, Mizuho, SMBC)

• Requirements include:
• Residence card valid for over 6 months
• Have lived in Japan for over than 6 months
• Employment verification
• Registered address
• Tax documentation

Specialized International Banks

• Shinsei Bank
• Prestia

Documentation Checklist

• Valid residence card
• Proof of address registration
• Local phone number
• Personal seal (inkan) or signature
• Additional requirements vary by institution

Securing Your Rental Property

Required Documentation

• Updated residence card
• Income verification
• Japanese bank account information
• Personal references
• Local phone number

Strategic Recommendations

1. Begin preparations months in advance
2. Maintain organized documentation
3. Build relationships with property managers
4. Work with foreigner-friendly real estate agencies

Common Pitfalls

• Delaying the address registration process
• Misunderstanding Japanese rental practices
• Insufficient funds for initial costs
• Missing translation requirements

Conclusion

While the process of establishing housing prerequisites in Japan requires careful planning, the cycle is possible to end. From securing a short-term address to opening a local bank account and obtaining a Japanese phone number, each step builds toward your goal of renting an apartment in Japan.